Welcome to Civic Ledger Vault. These Terms of Use ("Terms") govern your access to and use of our platform, tools, services, and content (collectively, "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of the Terms, you must not use our Services.
To use our Services, you must be at least 18 years old or of legal age in your jurisdiction. By using the Services, you represent and warrant that you meet these requirements.
You may be required to register an account to access certain features of our Services. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
You agree to use the Services only for lawful purposes and in accordance with all applicable laws and regulations. You must not misuse or interfere with the Services or try to access them using a method other than the interface and instructions provided.
All content and materials provided through the Services, including but not limited to text, graphics, logos, and software, are the property of Civic Ledger Vault or its licensors. You may not reproduce, distribute, modify, or create derivative works without express written permission.
We reserve the right to suspend or terminate your access to our Services at any time and for any reason, including if you violate these Terms. Upon termination, your right to use the Services will immediately cease.
The information provided through our Services is for general informational purposes only and does not constitute professional financial, legal, or investment advice. While we strive for accuracy and reliability, we do not guarantee that the content is error-free or complete. Civic Ledger Vault is not liable for any losses or damages arising from reliance on the information provided.
All services are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
We offer digital services that are delivered upon confirmation of payment. Due to the nature of these services, all purchases are final and non-refundable unless otherwise stated in writing. If you believe a billing error has occurred, please contact us within 7 days of the transaction for review.
We reserve the right to assess refund requests on a case-by-case basis. Refunds, when granted, will be processed using the original payment method. No refunds will be issued for partially used services or subscriptions unless legally required.
To the maximum extent permitted by law, Civic Ledger Vault shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your use of the Services.
These Terms are governed by and construed in accordance with the laws of Australia. Any disputes arising from or related to these Terms shall be resolved in the appropriate courts of jurisdiction within Australia.
If you have any questions about these Terms, our services, or your rights, please contact us at: Email: support@civicledvault.com